logo Posted: 13th June 2025

Why Rent Protection Insurance Matters More Than Ever

Being a landlord today means navigating an increasingly complex rental landscape. Even with robust tenant referencing, regular property inspections, and a carefully drafted tenancy agreement, the unexpected can still happen. Rent arrears, legal disputes, and costly damage aren’t just inconvenient—they can threaten your financial security.

With the anticipated Renters Rights Bill set to reshape the rental market, protecting your income is more important than ever. That’s where our Rent Protection and Legal Expenses service comes in.

Why Rent Protection Insurance Is Essential in 2025

While a tenant’s deposit may cover minor damages or a shortfall in rent, it’s rarely enough to protect landlords from significant losses. With Milburys' Rent Protection and Legal Expenses service, you get the peace of mind that comes from knowing your rental income—and legal support—is covered, even when the unexpected occurs.

Here’s how you’re protected:

  • 100% of monthly rent covered until vacant possession – No limit on the number of months.
  • Nil excess on claims submitted within the first 45 days of the tenancy.
  • Legal expenses cover (including appeals and representation).
  • Property damage legal expenses for disputes over £1,000.
  • Up to £1,000 in damage cover beyond the tenant deposit.
  • 90% rent cover after possession (for up to 6 weeks if re-let through Milburys).
  • Cover for increased rent after issuing a valid Section 13 notice.
  • First month’s rent covered if the tenant fails to pay after taking possession.
  • Eviction support for squatters and help with associated costs.
  • 90 days of alternative accommodation and storage for landlords unable to return to their property.
  • 90-day claims window from the first missed rental payment.
  • Auto-renewal, ensuring continuous cover with minimal admin.
How Milburys Makes Rent Protection Simple

We understand how valuable your time and peace of mind are. That’s why Milburys partners with Goodlord to streamline the tenant referencing and insurance process.

Our integrated service ensures:

  • Tenant data and references already align with insurance criteria—no duplicate admin.
  • Access to an automated claims process, getting you results quicker and with less paperwork.
  • Ongoing support and regular updates throughout your claim journey.

Whether it’s rent arrears, damage disputes, or the legal complexities of regaining possession of your property, Milburys is by your side every step of the way.

A Stronger Safety Net in Uncertain Times

The upcoming Renters Rights Bill is expected to introduce major changes to how landlords can manage their properties—including the abolition of Section 21 "no-fault" evictions. This means reliance on legal grounds for possession will increase, making legal cover and income protection even more critical.

With our Rent Protection and Legal Expenses service, you’re not just insuring your rent—you’re protecting your rights, your time, and your investment.

Let Milburys Help You Stay in Control

Whether you’re a seasoned landlord or just starting out, safeguarding your rental income is a smart move in 2025. Speak to our team today to learn how Rent Protection Insurance can be tailored to your needs and how Milburys can provide a seamless, supportive service.

01454 417336
milburys.co.uk
mil_thornburylettings@milburys.co.uk

Rent Protection Service includes an overall claim indemnity of £100,000 to cover rental arrears and legal expenses
*Terms and conditions apply, available on request.

 

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